ONE OF OUR 3 CORE PRINCIPLES:
Reasonable Rate of Return**
Unlock Your Ideal Retirement
Reasonable Rate of Return** in Retirement
Many people want to earn interest at a reasonable rate of return** in retirement, so as to continue growing their wealth. It may seem difficult to accomplish this while protecting your savings at the same time. Although investing in the market comes with high rewards, it’s also high-risk. Additionally, you may become less at ease with investments the older you get and the less time you have until retirement. Thankfully, there are other ways to earn interest on your retirement funds besides the market. For instance, fixed indexed annuities (FIAs) provide a reasonable rate of return** over time in addition to guaranteed* principal protection.
Earning a Reasonable Rate of Return** in Retirement
Many people think that certificates of deposit (CDs) or accounts insured by the FDIC are the only places where their money is secure. Neither of these options presents particularly encouraging returns. Additionally, the interest you earn in these accounts will be subject to taxation. Your net return will be even lower as a result. It is possible to achieve a respectable rate of return** in retirement without exposure to high risk, however, with the appropriate approach. There are products that, without risking your money, may enable you to earn interest at a reasonable rate of return** based on the performance of an underlying index. To find out more, get in touch with us. We can help you decide whether any of these choices could be suitable for you.
Fixed Indexed Annuities For Retirement
A fixed indexed annuity (FIA) is a type of annuity contract. An annuity, if you’re unaware, is a contract between an individual (yourself) and an organization (an insurance company) that allows you to receive a string of set payments. Basically, you contribute money to the FIA, it gains interest, tax-deferred, based on the performance of an index (for example, the S&P 500). You will be credited with interest if the index rises above a specific threshold. Interest rates are determined differently for each individual product, though.
We make every effort to give our clients all the information they need in order to make smart decisions for their retirement future.
In addition to earning a reasonable rate of return** in retirement, we want retirees to feel secure and confident about their overall retirement strategy. Get in touch with us to find out how you could achieve this. Come to an informative dinner seminar where we'll go over the different aspects that affect your retirement and potential solutions. Alternatively, schedule a one-on-one meeting with us to go over your unique financial circumstances, needs, and retirement objectives. We can help you determine how to generate a reasonable rate of return** in retirement.
